Since 2009 The Innovate Companies has remained committed to providing excellent service to our clients and customers in the auto finance marketplace. We provide end-to-end origination and servicing platforms for consumer auto loans and leases encompassing the entire credit spectrum. Through our three branded business lines, The Innovate Companies offers originations, servicing, backup servicing, bulk portfolio acquisitions, and asset remarketing services. The Innovate Companies clients include investors, banks, credit unions, finance companies, and auto dealerships across the United States.

Bulk Portfolio Purchases

Innovate Auto Finance provides liquidity solutions for dealerships, credit unions and finance companies through bulk portfolio acquisitions.
We leverage your existing portfolio to access the capital you need today and accelerate your cash flow. Focus on your origination strategy while we raise your portfolio's performance. Partner with us, and gain a reliable funding source.

Loan Servicing Solutions

Innovate Loan Servicing, the leading provider of customized servicing solutions for loan and lease portfolios, helps maximize profits through expert third-party servicing. We specialize in the management of auto loans and leases. Our services are especially attractive to lenders or investors who prefer to avoid the costs of technology, brick & mortar and hiring more employees.

Liquidate your Collateral

Caprock Auto Remarketing helps maximize recovery values through wholesale liquidation channels. We assist banks, credit unions, finance companies, investment groups, and dealerships in liquidating cars, trucks, boats, motorcycles, RVs, and sport utility vehicles. Clients take advantage of our volume-based pricing and our nationwide network of top-performing auctions.
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